Insurance Eligibility 

Eligibility for Health Insurance and Voluntary Benefit Plans

Any active employee of LSU is eligible for health and voluntary insurance provided the following:

  • Employed at 75% of full-time effort per pay period (approx. 30 hours/week) or greater, and
  • Appointed for a duration of at least one semester or 120 days or greater. 

Enrollment & Effective Date of Coverage

Health, Dental, and Vision Insurance and Flexible Spending Plans

Timely Applicant: Enrolled within first 30 days of full-time employment, coverage will be effective the first of the month following the first full calendar month of employment.                     *For example: Date of hire = August 20; Effective Date = October 1

*If not enrolled within the first 30 days of employment, enrollment may only occur during Annual Enrollment in October for an effective date of January 1 or due to a Qualifying Event. Please follow Change Benefits Workday Job Aid within 30 days of the event to add health, dental, vision, and/or flexible spending accounts. Coverage will be effective the date of the event.  

Enrollment & Effective Date of Coverage

Life Insurance, Long Term Disability, Critical Illness & Long Term Care 

Timely Applicant: If enrolled within first 30 days of full-time employment, coverage will be effective the first of the month following the first full calendar month of employment. 

Late Applicant: If an employee did not enroll coverage within the 30 days of employment, enrollment can occur at any time, but an Evidence of Insurability Application (medical underwriting) must be completed. Effective date of coverage will be first of month after approval. 

Enrollment

AD&D and Accident Protection

Enrollment can occur at any time. Coverage will be effective the first of the month following the first full month of employment or the first of the month after form is submitted (if submitted after 30 day window).  

Change or Correct Name*, Address, and/or Date of Birth**

Please follow Modify Your Personal Information Workday Job Aid to change name*, address, or date of birth**.

*Name change: Your name can be changed in Workday, but must match the name on your social security card. Please provide proper documentation to your HR Analyst for verification.

**Date of Birth change: DOB can be changed in Workday, but must match DOB on a legal document (i.e. Driver's License).  Please provide proper documentation to your HR Analyst for verification. 

Termination of Medical Coverage

Your health or voluntary insurance coverage under any of the plans will end on the earliest of the following dates:

  • On the day the program terminates
  • On the last day of the month in which your employment terminates*
  • On the last day of the month in which your work hours are permanently reduced to less than 30 hours per week or less than 75% of full-time effort
  • On the last day of the month in which you elect to cancel coverage
  • On the last day of the month of the covered employee’s death (see Surviving Spouse or Dependent section below)

*If you are an academic employee who terminates employment at the end of the academic year, your coverage may be extended through September 30 of the same year. Contact our office for more details at 225-578-8200.  

To continue your medical coverage after termination of employment or after becoming ineligible for coverage, please see our section about COBRA.      

To continue your medical coverage during retirement, please see our Retiree section.

As a Surviving Spouse or Dependent

Upon your death, your surviving legal spouse may continue his/her health insurance coverage by completing an application within 60 days of your death and paying the applicable monthly premium. Coverage would be effective the first of the month following the event.    

Your surviving dependent children may continue coverage until they are no longer eligible as a dependent on health plans offered by LSU. If your surviving spouse or dependent later becomes employed through the State of Louisiana and thereby gains eligibility as an employee, they will no longer be eligible for coverage as a surviving spouse or dependent.